Overwater villas at sunset in Raa Atoll, Maldives

    The best all inclusive resorts in the Maldives with overwater villas for 2027

    By Jack Williamson, the LHC house pen name · How we work

    Updated October 2026. Plans and rates checked 21 October 2026 on official resort sites

    OZEN Reserve Bolifushi is the best all inclusive resort in the Maldives with overwater villas for 2027, with a 239 m² Ocean Pool Suite, Champagne in the plan and the boat from Malé included. Kudadoo includes the most, with unlimited spa and diving. Cora Cora is the best value at about $593 a night before taxes, and You & Me is the adults only pick.

    Best overall
    OZEN Reserve Bolifushi
    Most included
    Kudadoo
    Best value
    Cora Cora, $593 before tax
    Adults only
    You & Me
    No seaplane
    OZEN Life Maadhoo

    This guide contains affiliate links to booking partners (Booking.com or Expedia). A booking may earn Luxury Hotel Compare a commission at no extra cost to you. No resort paid to be included.

    OZEN Reserve Bolifushi, resort photograph 2 of 5, South Malé Atoll, Maldives
    Top choice

    OZEN Reserve Bolifushi

    Ocean Pool Suite, 239 m², with THE RESERVE Plan and the catamaran from Malé included.

    Check rates

    The 12 best all inclusive overwater resorts compared

    Entry overwater villa for two adults. Rates are what the resort's own site showed on 21 October 2026 for the named dates, before 10% service, 17% TGST and green tax. Where no like for like rate was published, the table says so rather than guess.

    Resort Plan Entry overwater villa m² Pool Transfer From Check rates
    THE RESERVE PlanSold all inclusive Ocean Pool Suite 239 27 m² private pool Catamaran from Malé, included Check live rates Check rates
    Anything. Anytime. Anywhere.Every stay One Bedroom Ocean Pool Residence 310 44 m² infinity pool Seaplane, about 40 minutes Check live rates Check rates
    Platinum PlanEvery stay Deluxe Water Villa 126 7 m² jacuzzi plunge pool Seaplane, about 25 minutes Check live rates Check rates
    THE INDULGENCE PlanSold all inclusive Wind Villa 85 No pool Speedboat, 45 minutes, included Check live rates Check rates
    Premium All Inclusive Gourmet Meal PlanEvery stay Lagoon Villa 70 No pool Seaplane, about 45 minutes About $593 Check rates
    All Inclusive PackageOptional Water Villa 100 Plunge pool Seaplane, about 25 minutes Check live rates Check rates
    All Inclusive PlusOptional Ocean Villa 105 No pool Seaplane, about 40 minutes Check live rates Check rates
    WOW All InclusiveOptional Water Villa with Pool and Slide 81 Private pool and slide Seaplane, $490 per adult return About $873 Check rates
    Premium All InclusiveSold all inclusive Lagoon Villa 55 No pool Seaplane, about 45 minutes About $788 Check rates
    24 Hour Premium All Inclusive Dine AroundOptional Water Villa with Pool 123 17 m² private pool Seaplane, $515 per adult return About $1,092 Check rates
    All inclusiveEvery stay Water Villa 105 No pool Seaplane, $599 per adult return Check live rates Check rates
    Premium All InclusiveSold all inclusive Water Villa 84 Deck jacuzzi Seaplane $575, or flight and boat $475, per adult return About $681 Check rates
    Budget first? Overwater villas from $330 a night

    What all inclusive really includes in the Maldives

    All inclusive is a meal and drinks basis, not a promise that everything is free. Every plan here covers meals and alcohol. The differences that change your bill are Champagne, the minibar, spa, excursions and the transfer.

    Resort Plan comes with every stay Champagne Daily minibar Spa Excursions Transfer included
    OZEN Reserve Bolifushi Sold all inclusive Yes Yes, with Champagne By length of stay Not listed Yes, catamaran
    Kudadoo Maldives Private Island Yes Yes, six labels Yes Unlimited Unlimited Not stated
    Lily Beach Resort & Spa Yes Taittinger by the glass Yes No Three per person Lounge and meet and assist
    OZEN Life Maadhoo Sold all inclusive Yes Yes, with Champagne One treatment or one dive Sunset fishing and cruise Yes, speedboat
    Cora Cora Maldives Yes Yes, on the drinks menu Yes No No No
    Constance Halaveli Optional House and branded Yes No Two per person No
    Hurawalhi Island Resort Optional By the glass Yes, with spirits No Dolphin cruise No
    Siyam World Optional Unlimited Yes $50 credit One, your choice No, $490
    You & Me Maldives Sold all inclusive By the glass Yes, with wine No Sunset cruise, snorkel trip No
    Sun Siyam Iru Fushi Optional By the glass Yes $50 credit and facial Three No, $515
    Baglioni Maldives Yes Not listed Yes Not listed No No, $599
    Adaaran Prestige Water Villas Sold all inclusive Sparkling wine Not listed $50 credit Dolphin or sunset cruise, 6 nights No, $575

    Maldives meal plans explained

    Plan Included You still pay for
    Bed and breakfast Breakfast only Every lunch, dinner and drink is charged at resort prices
    Half board Breakfast and dinner Lunch and all drinks
    Full board Breakfast, lunch and dinner All drinks
    All inclusive All meals plus house wine, beer, spirits and soft drinks Premium bottles, signature restaurants, spa, excursions and the seaplane
    Premium all inclusive All meals, dine around restaurants, premium spirits, often Champagne and a stocked minibar Signature dining, motorised watersports, diving and the seaplane, unless stated
    Dine around
    Your plan covers dinner at several of the island's restaurants, not just the buffet.
    Plus plus (++)
    Service charge and tax are still to be added to the quoted rate.
    Nett
    The rate already includes service charge and tax. Check whether green tax is in it too.

    The 12 resorts, ranked

    Ranked on how much the plan genuinely covers, the overwater villa you get for the entry price, and how easy the island is to reach. Every fact was checked on official resort sources in October 2026.

    01
    Best overall

    OZEN Reserve Bolifushi

    South Malé Atoll · THE RESERVE Plan · Sold all inclusive

    Transfer included
    OZEN Reserve Bolifushi, resort photograph 1 of 5, South Malé Atoll, Maldives
    OZEN Reserve Bolifushi, resort photograph 2 of 5, South Malé Atoll, Maldives
    OZEN Reserve Bolifushi, resort photograph 3 of 5, South Malé Atoll, Maldives
    OZEN Reserve Bolifushi, resort photograph 4 of 5, South Malé Atoll, Maldives
    OZEN Reserve Bolifushi, resort photograph 5 of 5, South Malé Atoll, Maldives
    1 / 5
    239 m² Ocean Pool Suite27 m² private poolCatamaran from Malé, included
    • All meals and dine around
    • Premium Champagne and aged whiskies
    • Daily maxi bar with Champagne
    • Spa time by length of stay
    • Catamaran transfer

    OZEN Reserve Bolifushi is the most complete package for the price in this guide, with the transfer included. THE RESERVE Plan covers every meal at Vista del Mar, dine around dinners at Sangu Beach, Saffron and Soyi, premium Champagne, more than 100 wine labels and aged whiskies, plus a villa maxi bar refilled daily with wine and Champagne. The entry Ocean Pool Suite is 239 m² with its own 27 m² pool, and the catamaran from Malé is part of the stay, so there is no seaplane bill. The resort's CUVÉE cellar holds more than 2,000 bottles across 300 labels, which it calls the largest all inclusive wine collection in Asia.

    Best for: Couples and families who want one price that genuinely covers almost everything

    Skip it if: You want fine dining every night: Soyi is limited to one dinner per four nights, ORIGINE has conditions that depend on villa category, and stays under four nights need the resort's approval.

    Check live ratesNo like for like all inclusive rate was published for the entry overwater villa when checked.
    Check rates

    Source: Official plan page

    02
    Most included

    Kudadoo Maldives Private Island

    Lhaviyani Atoll · Anything. Anytime. Anywhere. · Every stay

    Kudadoo Maldives Private Island, resort photograph 1 of 5, Lhaviyani Atoll, Maldives
    Kudadoo Maldives Private Island, resort photograph 2 of 5, Lhaviyani Atoll, Maldives
    Kudadoo Maldives Private Island, resort photograph 3 of 5, Lhaviyani Atoll, Maldives
    Kudadoo Maldives Private Island, resort photograph 4 of 5, Lhaviyani Atoll, Maldives
    Kudadoo Maldives Private Island, resort photograph 5 of 5, Lhaviyani Atoll, Maldives
    1 / 5
    310 m² One Bedroom Ocean Pool Residence44 m² infinity poolSeaplane, about 40 minutes
    • Dining anywhere, any time
    • More than 80 wines and 6 Champagnes
    • Unlimited spa treatments
    • Unlimited excursions and diving
    • 24 hour butler

    Kudadoo is the answer when the question is what an all inclusive stay can really include. There are just 15 residences, all overwater, each with a 44 m² infinity pool and a butler. The plan has only a short list of exclusions: dining is wherever and whenever you like, the list runs to more than 80 wines and six Champagnes, and spa treatments, excursions, motorised watersports and diving are unlimited. The resort bills itself as the only fully solar powered private island in the Maldives. Guests can also dine at sister island Hurawalhi's Kashibo and Canneli restaurants.

    Best for: A once in a lifetime trip where nothing should need a second signature

    Skip it if: You were planning to dine at 5.8 Undersea Restaurant: it sits outside the plan, as do the owner's cellar and private yacht hire.

    Check live ratesNo like for like all inclusive rate was published for the entry overwater villa when checked.
    Check rates

    Source: Official plan page

    03
    Best plan for the money

    Lily Beach Resort & Spa

    South Ari Atoll · Platinum Plan · Every stay

    Lily Beach Resort & Spa, resort photograph 1 of 5, South Ari Atoll, Maldives
    Lily Beach Resort & Spa, resort photograph 2 of 5, South Ari Atoll, Maldives
    Lily Beach Resort & Spa, resort photograph 3 of 5, South Ari Atoll, Maldives
    Lily Beach Resort & Spa, resort photograph 4 of 5, South Ari Atoll, Maldives
    Lily Beach Resort & Spa, resort photograph 5 of 5, South Ari Atoll, Maldives
    1 / 5
    126 m² Deluxe Water Villa7 m² jacuzzi plunge poolSeaplane, about 25 minutes
    • Buffet and à la carte dining
    • Taittinger by the glass
    • 80 premium wines
    • Three excursions per person
    • Kids club

    Lily Beach sells every villa on its Platinum Plan, so there is no cheaper room only rate to confuse the comparison. The 126 m² Deluxe Water Villa has a jacuzzi plunge pool and a glass floor panel over the lagoon. The plan pours Taittinger by the glass and 80 premium wines in every bar and restaurant, refills a premium minibar daily and includes three excursions per person per stay, from a coral garden snorkel to a sunset cruise. The seaplane takes about 25 minutes, one of the shorter flights in this guide.

    Best for: Families and couples who want Champagne and excursions in the price

    Skip it if: Dining variety matters most: meals are buffet led and Tamarind, the speciality restaurant, is limited to one dinner per person per week.

    Check live ratesNo like for like all inclusive rate was published for the entry overwater villa when checked.
    Check rates

    Source: Official plan page

    04
    No seaplane

    OZEN Life Maadhoo

    South Malé Atoll · THE INDULGENCE Plan · Sold all inclusive

    Transfer included
    OZEN Life Maadhoo, resort photograph 1 of 5, South Malé Atoll, Maldives
    OZEN Life Maadhoo, resort photograph 2 of 5, South Malé Atoll, Maldives
    OZEN Life Maadhoo, resort photograph 3 of 5, South Malé Atoll, Maldives
    OZEN Life Maadhoo, resort photograph 4 of 5, South Malé Atoll, Maldives
    OZEN Life Maadhoo, resort photograph 5 of 5, South Malé Atoll, Maldives
    1 / 5
    85 m² Wind VillaNo poolSpeedboat, 45 minutes, included
    • Champagne breakfast
    • Dine around dinners
    • One underwater meal at M6m
    • One spa treatment or one dive
    • Speedboat transfer

    OZEN Life Maadhoo is the easiest arrival in this guide: a 45 minute speedboat that comes with the stay, with no seaplane timetable to worry about. THE INDULGENCE Plan includes a Champagne breakfast, dine around dinners at the two TRADITION restaurants, a daily minibar with wine and Champagne, sunset fishing and a sunset cruise once each, and either a 60 minute spa treatment or a dive. It also includes one meal per stay at M6m, the restaurant six metres below the lagoon, subject to a four night stay. The entry Wind Villa is 85 m² without a pool.

    Best for: Short trips and late arrivals that cannot wait for a daylight seaplane

    Skip it if: You need a pool: it starts at the Wind Villa with Pool, 112 m², and the plan gives one spa treatment or one dive, not both.

    Check live ratesNo like for like all inclusive rate was published for the entry overwater villa when checked.
    Check rates

    Source: Official plan page

    Planning a honeymoon? The best Maldives honeymoon resorts
    05
    Best value

    Cora Cora Maldives

    Raa Atoll · Premium All Inclusive Gourmet Meal Plan · Every stay

    Cora Cora Maldives, resort photograph 1 of 5, Raa Atoll, Maldives
    Cora Cora Maldives, resort photograph 2 of 5, Raa Atoll, Maldives
    Cora Cora Maldives, resort photograph 3 of 5, Raa Atoll, Maldives
    Cora Cora Maldives, resort photograph 4 of 5, Raa Atoll, Maldives
    Cora Cora Maldives, resort photograph 5 of 5, Raa Atoll, Maldives
    1 / 5
    70 m² Lagoon VillaNo poolSeaplane, about 45 minutes
    • Dine around five venues
    • Premium spirits and unlimited cocktails
    • Daily minibar
    • Non motorised watersports
    • Kids club

    Cora Cora puts every guest on its Premium All Inclusive Gourmet Meal Plan, which makes it the cleanest value comparison in this guide. The 70 m² Lagoon Villa was about $593 a night for two on the resort's own site, before taxes, for May 2027 dates. The plan covers a dine around of five venues, including Acquapazza and Ginger Moon, premium spirits, unlimited cocktails and a daily minibar. Families should look at the two bedroom Lagoon Pool Villa with Slide, 251 m² and sleeping six. The island also has a small museum of local finds and an outdoor heritage site with temple tanks about 900 years old.

    Best for: A first all inclusive Maldives trip on a sensible budget

    Skip it if: You want a pool in the entry villa: pool villas start at 101 m², and the overwater villas have no railings, which matters with small children.

    About $593 a nightLagoon Villa, all inclusive, official site, May 2027 dates. Before 10% service, 17% TGST and green tax. Rates change daily.
    Check rates

    Source: Official plan page

    06
    Best for wine

    Constance Halaveli

    North Ari Atoll · All Inclusive Package · Optional

    Constance Halaveli, resort photograph 1 of 5, North Ari Atoll, Maldives
    Constance Halaveli, resort photograph 2 of 5, North Ari Atoll, Maldives
    Constance Halaveli, resort photograph 3 of 5, North Ari Atoll, Maldives
    Constance Halaveli, resort photograph 4 of 5, North Ari Atoll, Maldives
    Constance Halaveli, resort photograph 5 of 5, North Ari Atoll, Maldives
    1 / 5
    100 m² Water VillaPlunge poolSeaplane, about 25 minutes
    • House and branded Champagne
    • À la carte dinners at two restaurants
    • Two excursions per person
    • Spirits in the villa on request
    • Afternoon tea

    Constance Halaveli is built for wine lovers. Its cellars hold more than 22,500 bottles from about 325 winemakers, and the All Inclusive Package pours house and branded Champagne in every restaurant and bar. 57 of the 87 villas are Water Villas, each with a plunge pool. The package adds unlimited buffet dinners, three course dinners at Meeru Beach Grill or Jing, afternoon tea, two excursions per person and two bottles of spirits in the villa on request. The seaplane is a short 25 minutes.

    Best for: Couples who care about the wine list as much as the villa

    Skip it if: You want everything in one rate: the package is an optional supplement, and the seaplane, spa, diving and sushi bar cost extra.

    Check live ratesNo like for like all inclusive rate was published for the entry overwater villa when checked.
    Check rates

    Source: Official plan page

    07
    Adults only, with an undersea restaurant

    Hurawalhi Island Resort

    Lhaviyani Atoll · All Inclusive Plus · Optional

    Adults only
    Hurawalhi Island Resort, resort photograph 1 of 5, Lhaviyani Atoll, Maldives
    Hurawalhi Island Resort, resort photograph 2 of 5, Lhaviyani Atoll, Maldives
    Hurawalhi Island Resort, resort photograph 3 of 5, Lhaviyani Atoll, Maldives
    Hurawalhi Island Resort, resort photograph 4 of 5, Lhaviyani Atoll, Maldives
    Hurawalhi Island Resort, resort photograph 5 of 5, Lhaviyani Atoll, Maldives
    1 / 5
    105 m² Ocean VillaNo poolSeaplane, about 40 minutes
    • Dine around three restaurants
    • 50 cocktails and 55 premium spirits
    • Champagne by the glass
    • Daily minibar with spirits
    • Sunset dolphin cruise

    Hurawalhi is adults only, for guests above the age of 15, and home to 5.8 Undersea Restaurant, which the resort calls the largest all glass undersea restaurant in the world. All Inclusive Plus covers the Canneli buffet, dine around lunches and dinners at Kashibo and JFK, more than 50 cocktails, 55 premium spirit brands, Champagne by the glass and a minibar with wine, beer and spirits. The 105 m² Ocean Villa has no pool; the 132 m² Ocean Pool Villa adds a 27 m² infinity pool.

    Best for: Couples who want a lively adults only island and a bucket list dinner

    Skip it if: You expect 5.8 to be included: it is not, nor are the spa, most excursions and the seaplane.

    Check live ratesNo like for like all inclusive rate was published for the entry overwater villa when checked.
    Check rates

    Source: Official plan page

    08
    Best for families

    Siyam World

    Noonu Atoll · WOW All Inclusive · Optional

    Siyam World, resort photograph 1 of 5, Noonu Atoll, Maldives
    Siyam World, resort photograph 2 of 5, Noonu Atoll, Maldives
    Siyam World, resort photograph 3 of 5, Noonu Atoll, Maldives
    Siyam World, resort photograph 4 of 5, Noonu Atoll, Maldives
    Siyam World, resort photograph 5 of 5, Noonu Atoll, Maldives
    1 / 5
    81 m² Water Villa with Pool and SlidePrivate pool and slideSeaplane, $490 per adult return
    • Six speciality restaurants
    • Unlimited Champagne and 100 cocktails
    • $50 spa credit per adult
    • Floating water park
    • Kids club

    Siyam World is the all inclusive resort families pick for activities. The WOW plan covers six speciality restaurants and eight bars, unlimited Champagne, 100 wine labels and 100 cocktails, a $50 spa credit per adult, one excursion and unlimited use of Siyam World Water World, which the resort calls the largest floating water park in the Maldives. The entry Water Villa with Pool and Slide is 81 m², and the public all inclusive rate started at about $873 a night before taxes for May 2027. It also has what it says is the only horse ranch in the country.

    Best for: Families who want the kids busy all day and a slide off the deck

    Skip it if: You want quiet: with more than 450 villas it is the biggest, busiest island in this guide, and the $490 per adult seaplane is extra unless a free transfer offer applies.

    About $873 a nightPublic rate, all inclusive, official site, May 2027 dates. Before 10% service, 17% TGST and green tax. Rates change daily.
    Check rates

    Source: Official plan page

    Want a slide off the deck? All 13 Maldives slide villas
    09
    Adults only

    You & Me Maldives

    Raa Atoll · Premium All Inclusive · Sold all inclusive

    Adults only
    You & Me Maldives, resort photograph 1 of 5, Raa Atoll, Maldives
    You & Me Maldives, resort photograph 2 of 5, Raa Atoll, Maldives
    You & Me Maldives, resort photograph 3 of 5, Raa Atoll, Maldives
    You & Me Maldives, resort photograph 4 of 5, Raa Atoll, Maldives
    You & Me Maldives, resort photograph 5 of 5, Raa Atoll, Maldives
    1 / 5
    55 m² Lagoon VillaNo poolSeaplane, about 45 minutes
    • Dine around five restaurants
    • Champagne by the glass until 2am
    • Daily minibar with wine
    • Sunset cruise on stays of 3 nights or more
    • Snorkelling trip

    You & Me is adults only, for guests aged 16 and over, and sells its villas on a Premium All Inclusive plan. It covers a dine around of five restaurants, three themed nights, Champagne and top shelf spirits by the glass from 10am to 2am, and a minibar with a bottle each of red and white wine every day. Stays of three nights or more add a sunset cruise. The 55 m² Lagoon Villa was about $788 a night before taxes for November 2026 dates, or about $1,038 with them. H2O, its underwater restaurant by Michelin starred chef Andrea Berton, is extra.

    Best for: Honeymooners who want an all adult island at a fair price

    Skip it if: Snorkelling from the beach matters: the house reef is reached by a short boat ride, and the entry villa is the smallest here.

    About $788 a nightLagoon Villa, all inclusive, official site, November 2026 dates. Before 10% service, 17% TGST and green tax. Rates change daily.
    Check rates

    Source: Official plan page

    10
    Biggest pool villa for the price

    Sun Siyam Iru Fushi

    Noonu Atoll · 24 Hour Premium All Inclusive Dine Around · Optional

    Sun Siyam Iru Fushi, resort photograph 1 of 5, Noonu Atoll, Maldives
    Sun Siyam Iru Fushi, resort photograph 2 of 5, Noonu Atoll, Maldives
    Sun Siyam Iru Fushi, resort photograph 3 of 5, Noonu Atoll, Maldives
    Sun Siyam Iru Fushi, resort photograph 4 of 5, Noonu Atoll, Maldives
    Sun Siyam Iru Fushi, resort photograph 5 of 5, Noonu Atoll, Maldives
    1 / 5
    123 m² Water Villa with Pool17 m² private poolSeaplane, $515 per adult return
    • Dine around five restaurants
    • 66 wines by the glass with Champagne
    • $50 spa credit per adult
    • Three excursions
    • 24 hour butler

    Sun Siyam Iru Fushi gives the most villa among the mid priced picks. The Water Villa with Pool is 123 m² with a 17 m² pool, and the dine around covers five restaurants, including Flavours for French and The Trio for Italian, plus the 24 hour Waters Edge bar. The plan includes 66 wines by the glass, a $50 spa credit per adult, a sommelier tasting, a local island trip, a guided snorkel and a sunset cruise. The public all inclusive rate was about $1,092 a night before taxes for May 2027, or $884 for signed in members.

    Best for: Couples and families who want space and variety on a long stay

    Skip it if: You want true all inclusive: Islander's Grill and in villa dining are half price rather than included, teppanyaki is extra, and the seaplane is $515 per adult from 1 November 2026.

    About $1,092 a nightPublic rate, all inclusive, official site, May 2027 dates. Member rate $884. Before 10% service, 17% TGST and green tax. Rates change daily.
    Check rates

    Source: Official plan page

    11
    Best Italian dining

    Baglioni Maldives

    Dhaalu Atoll · All inclusive · Every stay

    Baglioni Maldives, resort photograph 1 of 5, Dhaalu Atoll, Maldives
    Baglioni Maldives, resort photograph 2 of 5, Dhaalu Atoll, Maldives
    Baglioni Maldives, resort photograph 3 of 5, Dhaalu Atoll, Maldives
    Baglioni Maldives, resort photograph 4 of 5, Dhaalu Atoll, Maldives
    Baglioni Maldives, resort photograph 5 of 5, Dhaalu Atoll, Maldives
    1 / 5
    105 m² Water VillaNo poolSeaplane, $599 per adult return
    • Italian à la carte at GUSTO
    • In villa dining 6am to midnight
    • Premium liquors and Italian wines
    • Daily minibar
    • Kids club

    Baglioni brings an Italian accent to the all inclusive formula. Every stay includes meals at its restaurants, among them GUSTO for Italian cooking, in villa dining from 6am to midnight, premium liquors, cocktails and Italian wines, and a minibar refilled daily. The Water Villa is about 105 m², 60 m² inside plus a 45 m² terrace, and nine Water Villas with Pool add a freshwater pool. The resort also runs whale shark snorkelling excursions.

    Best for: Food led couples who would rather eat Italian than graze a buffet

    Skip it if: Arrival costs matter: the seaplane is $599 per adult return and not included, and spa treatments do not appear to be part of the plan.

    Check live ratesNo like for like all inclusive rate was published for the entry overwater villa when checked.
    Check rates

    Source: Official plan page

    12
    Smallest adults only hideaway

    Adaaran Prestige Water Villas

    Raa Atoll · Premium All Inclusive · Sold all inclusive

    Adults only
    Adaaran Prestige Water Villas, resort photograph 1 of 5, Raa Atoll, Maldives
    Adaaran Prestige Water Villas, resort photograph 2 of 5, Raa Atoll, Maldives
    Adaaran Prestige Water Villas, resort photograph 3 of 5, Raa Atoll, Maldives
    Adaaran Prestige Water Villas, resort photograph 4 of 5, Raa Atoll, Maldives
    Adaaran Prestige Water Villas, resort photograph 5 of 5, Raa Atoll, Maldives
    1 / 5
    84 m² Water VillaDeck jacuzziSeaplane $575, or flight and boat $475, per adult return
    • Water villa restaurant and lounge
    • Five bars, one open 24 hours
    • In villa dining on the deck
    • $50 spa credit
    • Personal butler

    Adaaran Prestige Water Villas is a resort within a resort: 20 adults only Water Villas with their own restaurant, lounge, pool and butlers, attached to Adaaran Select Meedhupparu, the first resort to open in Raa Atoll. The 84 m² villa has a deck jacuzzi and a glass bottomed sun deck. The plan covers a dine around of five venues, five bars including one open 24 hours, in villa dining and a $50 spa credit. It was about $900 a night including taxes for May 2027, about $681 before them. Stays of seven nights from April to October, or 14 from November to March, get the domestic flight and boat free.

    Best for: Adults only couples who want a small, quiet overwater enclave

    Skip it if: You want a private island feel: most restaurants, bars and the beach are shared with the much larger Meedhupparu resort.

    About $681 a nightWater Villa, all inclusive, official site, May 2027 dates, about $900 including taxes. Before 10% service, 17% TGST and green tax. Rates change daily.
    Check rates

    Source: Official plan page

    Is all inclusive worth it in the Maldives?

    Usually, yes. A resort island has no outside restaurants or shops, so every meal and drink is bought at resort prices. Put in the numbers from your own quote and the menus to see which way your trip falls.

    Paying as you go$2,800
    All inclusive supplement$2,520

    All inclusive saves about $280 on this trip.

    Example figures. Replace them with the menu prices and plan supplement on your own quote. Service and TGST scale both sides equally, so they do not change which option is cheaper.

    Worth it when

    • You drink wine, cocktails or Champagne most days
    • You stay four nights or more
    • The plan includes excursions or spa time you would book anyway
    • You want one price and no bill at checkout

    Skip it when

    • You barely drink
    • You plan to eat at signature restaurants that sit outside the plan
    • You are only staying two or three nights
    • The resort sells a cheaper half board rate with the same villa

    What an all inclusive night really costs

    Most Maldives rates are quoted plus plus. Add a 10% service charge, then 17% TGST on the room and service, then resort green tax of $12 per person per night. The same uplift applies to all inclusive rates unless the quote says taxes are included.

    All inclusive rate for two$800
    10% service$80
    17% TGST on rate and service$150
    Green tax for two$24
    Per night before transfers$1,054
    Pool first? Every Maldives water villa category with a private pool

    What a week all inclusive really costs

    Seven nights for two adults in the entry overwater villa, using the rates each resort's own site showed on 21 October 2026. Totals add 10% service, 17% TGST and green tax, then the transfer. International flights are extra.

    Resort Rate a night With taxes 7 nights Transfer for two Total
    Cora Cora MaldivesLagoon Villa $593 $787 $5,510 Not published, add the seaplane Plus seaplane
    Adaaran Prestige Water VillasWater Villa $681 $900 $6,300 Free domestic flight and boat on this 7 night May stay $6,300
    Siyam WorldWater Villa with Pool and Slide $873 $1,148 $8,033 $980 seaplane for two $9,013
    Sun Siyam Iru FushiWater Villa with Pool $1,092 $1,429 $10,006 $1,030 seaplane for two $11,036

    Cora Cora and Siyam World rates are for May 2027 dates, Sun Siyam Iru Fushi is the public rate for May 2027, and Adaaran was quoted with taxes included. Rates change daily.

    Getting there: boat or seaplane

    Every trip starts at Velana International Airport in Malé. Only the two OZEN resorts include the transfer as standard, and Adaaran adds a free domestic flight and boat on long stays. Seaplanes, mostly flown by Trans Maldivian Airways, fly in daylight only, so a late international arrival can mean a night near the airport. A boat transfer makes short stays far easier.

    Boat from Malé SeaplaneNot to scale
    Resort Arrival Time and cost per adult return
    OZEN Reserve Bolifushi Boat Catamaran from Malé, included
    Kudadoo Maldives Private Island Seaplane Seaplane, about 40 minutes
    Lily Beach Resort & Spa Seaplane Seaplane, about 25 minutes
    OZEN Life Maadhoo Boat Speedboat, 45 minutes, included
    Cora Cora Maldives Seaplane Seaplane, about 45 minutes
    Constance Halaveli Seaplane Seaplane, about 25 minutes
    Hurawalhi Island Resort Seaplane Seaplane, about 40 minutes
    Siyam World Seaplane Seaplane, $490 per adult return
    You & Me Maldives Seaplane Seaplane, about 45 minutes
    Sun Siyam Iru Fushi Seaplane Seaplane, $515 per adult return
    Baglioni Maldives Seaplane Seaplane, $599 per adult return
    Adaaran Prestige Water Villas Seaplane Seaplane $575, or flight and boat $475, per adult return

    When to book

    December to April brings the driest weather and the highest rates, with Christmas and New Year the dearest weeks. May to October is wetter and windier, and all inclusive rates often drop sharply. Read the best time to visit the Maldives for the month by month detail.

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    Which all inclusive resort suits you

    Also considered

    Resort Why it is not in the 12
    Pullman Maldives Maamutaa All inclusive comes with every stay, but the official site does not publish what the plan covers, and arrival is a domestic flight plus a speedboat.
    Ayada Maldives Two optional plans. The fuller Diamond plan needs a seven night minimum, and Crystal has no spa, excursions or minibar.
    VARU by Atmosphere The VARU Plan looks strong, but its inclusions could not be confirmed on the official site when this guide was checked.

    How we chose

    Every resort here has overwater villas and an all inclusive plan. We read each plan's official inclusions, the entry overwater villa's name, size and pool, and the transfer terms on official resort sources in October 2026, and priced the entry villa where the resort published a comparable rate. No resort paid to be included. Read how Luxury Hotel Compare works.

    The verdict

    OZEN Reserve Bolifushi is the most complete package with the easiest arrival. Kudadoo includes the most if budget is no object. Cora Cora is the best value at about $593 a night before taxes, Lily Beach puts Champagne and excursions in the price, and You & Me is the adults only pick.

    Not set on all inclusive? The 12 best overwater villas overall

    FAQs

    What is the best all inclusive resort in the Maldives with overwater villas?

    OZEN Reserve Bolifushi in South Malé Atoll. Its RESERVE Plan comes with the stay and covers all meals, dine around dinners, premium Champagne, a daily maxi bar and spa time by length of stay. The entry Ocean Pool Suite is 239 m² with a private pool, and the catamaran from Malé is included.

    Which Maldives all inclusive resorts include the transfer?

    OZEN Reserve Bolifushi includes a catamaran and OZEN Life Maadhoo a 45 minute speedboat. Most others charge for the seaplane: $490 per adult return at Siyam World, $515 at Sun Siyam Iru Fushi from 1 November 2026, $575 at Adaaran Prestige Water Villas and $599 at Baglioni.

    Is all inclusive worth it in the Maldives?

    Usually, yes. Resort islands have no outside restaurants or shops, so every meal and drink is bought at resort prices, plus 10% service and 17% TGST. If you drink alcohol and eat three meals a day on the island, a full plan normally costs less than paying as you go. Light drinkers on short stays may do better on half board.

    What does all inclusive cover in the Maldives?

    All meals and house drinks as a minimum. Premium plans add Champagne, premium spirits, a daily minibar and dine around dinners. Spa treatments, diving, motorised watersports, signature restaurants and the seaplane are usually extra. Kudadoo is the exception, with unlimited spa, excursions and diving.

    Which all inclusive overwater villas have a private pool?

    OZEN Reserve Bolifushi's 239 m² Ocean Pool Suite, Kudadoo's residences with 44 m² pools, Sun Siyam Iru Fushi's 123 m² Water Villa with Pool, Siyam World's Water Villa with Pool and Slide and Constance Halaveli's Water Villa. Lily Beach's Deluxe Water Villa has a jacuzzi plunge pool.

    What is the cheapest all inclusive overwater villa in the Maldives?

    Of the resorts in this guide, Cora Cora's 70 m² Lagoon Villa was the lowest checked rate, at about $593 a night for two before taxes for May 2027. For a cheaper all inclusive water villa near Malé, OBLU Xperience Ailafushi includes its Fushi Plan and a 15 minute speedboat.

    Which Maldives all inclusive resorts are adults only?

    You & Me Maldives, for guests aged 16 and over, Hurawalhi Island Resort, for guests above the age of 15, and Adaaran Prestige Water Villas, a 20 villa adults only enclave in Raa Atoll.

    What is the best all inclusive resort in the Maldives for families?

    Siyam World, for its kids club, floating water park and villas with pools and slides. Cora Cora's two bedroom Lagoon Pool Villa with Slide sleeps six, and Lily Beach and OZEN Reserve Bolifushi both have kids clubs and plans that include every meal.

    Do Maldives all inclusive plans include alcohol?

    Yes, every plan in this guide includes alcoholic drinks, and most include Champagne, from unlimited at Siyam World to Taittinger by the glass at Lily Beach. Adaaran Prestige Water Villas pours sparkling wine instead. Check whether the minibar is restocked with alcohol, and which bottles sit outside the plan.

    Are taxes included in Maldives all inclusive prices?

    Usually not. Most rates are quoted plus plus, so add a 10% service charge, then 17% TGST on the room and service, then resort green tax of $12 per person per night. An $800 rate becomes about $1,054 a night for two. Some rates are shown with taxes included, so check before comparing.

    Which all inclusive resort has an underwater restaurant?

    OZEN Life Maadhoo includes one meal per stay at M6m, six metres below the lagoon, subject to a four night stay. Hurawalhi's 5.8 Undersea Restaurant and You & Me's H2O are not included in their plans.

    How many nights should I book for an all inclusive Maldives stay?

    At least four. OZEN Reserve Bolifushi expects four nights for its plan, and several inclusions grow with the stay: You & Me adds a sunset cruise from three nights and a catamaran cruise from seven, and Adaaran's excursions start at six nights. The seaplane cost also makes short stays poor value.

    How much does a week all inclusive in the Maldives cost?

    For two adults in an entry overwater villa, about $5,500 to $11,000 for seven nights once service, TGST and green tax are added. Cora Cora's Lagoon Villa came to about $5,510 before transfers, and Sun Siyam Iru Fushi's Water Villa with Pool about $11,036 with the seaplane. International flights are extra.

    What is the difference between all inclusive and premium all inclusive?

    Standard all inclusive covers meals and house drinks. Premium plans add premium spirits, wider wine lists, often Champagne, a restocked minibar and dinners at more than one restaurant. Plan names vary by resort, so compare the inclusions list rather than the label.

    Should I book a Maldives all inclusive package or the resort plan?

    A package from a tour operator bundles international flights and transfers with a hotel rate, while a resort plan covers food, drinks and activities on the island. Compare the same villa category, meal plan and transfer, because a cheap package can hide a smaller villa or a lesser plan.

    Compare live Maldives availability. Confirm the villa category, the meal plan and whether transfers are included before you book.

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